The Great Retirement Hoax: An Indictment of Universal Life Insurance (Traditional & Indexed), the Insurance Companies That Offer Them, and the Sales People

By Gary T. Kunishima


  • Learn why whole life insurance from a mutual life insurance company is the BEST vehicle for creating your own personal “bank”.
  • Learn why whole life insurance is superior to 401(k) plans, 529 College Funds, and Roth IRAs.
  • Learn why universal life insurance (both traditional and indexed) is fraught with “danger” and cannot be relied upon for a retirement fund.
  • Learn that State Law (in most, if not all, states) protects all life insurance products from attachment or garnishment from creditors.
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As you’re familiar, during these extraordinary times, we’ve taken on significant volume and have had to extend our turnaround times on U.S. orders over the last two weeks. As we manage that previous volume and continually receive new orders, we must extend our turnaround times further. As a result, we’re required to further extend the turnaround times for U.S. print orders. We expect to be back to traditional operating turnaround times in a few weeks and appreciate your business and support during this challenging time.

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