The Great Retirement Hoax: An Indictment of Universal Life Insurance (Traditional & Indexed), the Insurance Companies That Offer Them, and the Sales People

By Gary T. Kunishima


  • Learn why whole life insurance from a mutual life insurance company is the BEST vehicle for creating your own personal “bank”.
  • Learn why whole life insurance is superior to 401(k) plans, 529 College Funds, and Roth IRAs.
  • Learn why universal life insurance (both traditional and indexed) is fraught with “danger” and cannot be relied upon for a retirement fund.
  • Learn that State Law (in most, if not all, states) protects all life insurance products from attachment or garnishment from creditors.
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